SBA 7(a) Loans
Flexible SBA-backed financing for business growth, acquisitions, working capital, equipment and commercial real estate.
At a Glance
Maximum SBA 7(a) loan amount: $5 million. Maximum program limits do not represent the amount an applicant will qualify to receive. Final financing amount, terms and eligibility are determined by participating lenders and SBA requirements.
What It Can Be Used For
Business Acquisition
Purchase an established business or complete a buyout.
Working Capital
Support operations, payroll, inventory and growth.
Equipment
Purchase machinery, vehicles and technology.
Commercial Real Estate
Acquire or improve owner-occupied property.
Business Expansion
Add locations, capacity or services.
Refinance Eligible Debt
Refinance qualifying business debt under SBA terms.
How It Works
Capital Assessment
Tell us about your business and financing objective.
Financial Review
We review your profile and potential financing structure.
Match Financing
Qualified opportunities go to appropriate participating lenders.
Underwriting & Closing
The selected lender completes underwriting and closing.
Who It May Fit
Educational qualification factors — not a guarantee of approval.
- Established operating businesses
- Qualified business buyers
- Companies with demonstrated cash flow
- Businesses meeting SBA eligibility requirements
- Owners with adequate credit profile
- Businesses with clear use of proceeds
Documents Commonly Requested
- Most recent business tax return
- Prior business tax return
- Current year-to-date P&L
- Current balance sheet
- Business debt schedule
- Business bank statements
Estimate Your Financing
Use this calculator to explore potential payment scenarios.
A financing calculator is available on the homepage. Adjust amount, rate and term to estimate monthly payments.
Open CalculatorFor illustrative purposes only. This calculator does not constitute a loan offer, rate quote, approval, or commitment to lend. Actual rates, terms, payments and eligibility are determined by participating lenders and may vary based on the applicant, loan program and use of proceeds.
Frequently Asked Questions
Ready to Explore Your Options?
Start with a Capital Assessment and we'll help identify the right path.
