SBA & conventional financing solutions for business owners
    P
    PARK PLACE
    BUSINESS CAPITAL
    925-785-7700
    Owner-Occupied Property

    Commercial Real Estate Financing

    Financing options for qualifying owner-occupied commercial property acquisitions, improvements and expansion.

    At a Glance

    Best For
    Owner-Occupied
    Term Range
    Up to 25 years
    Common Uses
    Acquire, Improve, Expand
    Process
    Lender Underwriting

    What It Can Be Used For

    Acquire Property

    Purchase owner-occupied commercial property.

    Property Improvements

    Renovate or improve existing facilities.

    Expansion

    Build out additional space for growth.

    Refinance Property Debt

    Refinance existing commercial property loans.

    How It Works

    1

    Capital Assessment

    Tell us about your business and financing objective.

    2

    Financial Review

    We review your profile and potential financing structure.

    3

    Match Financing

    Qualified opportunities go to appropriate participating lenders.

    4

    Underwriting & Closing

    The selected lender completes underwriting and closing.

    Who It May Fit

    Educational qualification factors — not a guarantee of approval.

    • Businesses purchasing owner-occupied property
    • Companies expanding to new locations
    • Businesses with real estate in their growth plan
    • Owners looking to build equity in property

    Documents Commonly Requested

    • Most recent business tax return
    • Prior business tax return
    • Current year-to-date P&L
    • Current balance sheet
    • Business debt schedule
    • Business bank statements

    Estimate Your Financing

    Use this calculator to explore potential payment scenarios.

    A financing calculator is available on the homepage. Adjust amount, rate and term to estimate monthly payments.

    Open Calculator

    For illustrative purposes only. This calculator does not constitute a loan offer, rate quote, approval, or commitment to lend. Actual rates, terms, payments and eligibility are determined by participating lenders and may vary based on the applicant, loan program and use of proceeds.

    Frequently Asked Questions

    Ready to Explore Your Options?

    Start with a Capital Assessment and we'll help identify the right path.

    Call Explore Funding
    Avatar
    Hi there! Have a question? Chat with us here.